Welcome to IONIK. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.
1. Acceptance of Terms
By accessing https://www.ionik.sbs/ you confirm that you have read, understood, and agreed to be legally bound by these Terms and Conditions and our Privacy Policy.
2. Nature of the Website
IONIK is an informational and educational website that publishes content related to:
Insurance
Lawyers & legal topics
Finance & loans
Scholarships
Other general informational topics
All content is provided for general information purposes only.
3. No Professional Advice
The content on this Site does not constitute:
Legal advice
Financial advice
Insurance advice
Investment advice
You should always consult a qualified professional (lawyer, financial advisor, insurance agent, etc.) before making decisions based on information found on this Site.
4. User Responsibilities
By using this Site, you agree that you will:
Use the Site for lawful purposes only
Not misuse, copy, scrape, or exploit content without permission
Not attempt to disrupt the Site’s functionality or security
Not post or transmit malicious, harmful, or misleading content
5. Intellectual Property Rights
Unless otherwise stated:
All content (text, articles, logos, design, graphics) is the property of IONIK
Content is protected by copyright and intellectual property laws
You may:
Read and share links to our content
You may not:
Copy, reproduce, republish, or redistribute content without written permission
6. Affiliate Links & Advertising
IONIK may include:
Affiliate links
Sponsored content
Advertisements
This means we may earn a commission at no extra cost to you. We are not responsible for:
Third-party products or services
Claims, pricing, or policies of advertisers
7. External Links
Our Site may contain links to third-party websites. We do not control or endorse those sites and are not responsible for:
Their content
Their privacy policies
Any damages arising from their use
Visiting external links is at your own risk.
8. Limitation of Liability
IONIK and its owners shall not be liable for:
Any losses or damages resulting from use of the Site
Errors, omissions, or outdated information
Decisions made based on Site content
Use of the Site is entirely at your own risk.
9. Disclaimer of Warranties
The Site and all content are provided “as is” and “as available”, without warranties of any kind, express or implied.
We do not guarantee:
Accuracy
Completeness
Reliability
Availability of the Site or content.
10. Termination of Access
We reserve the right to:
Suspend or terminate access to the Site
Remove content
Block users who violate these Terms
This may occur without prior notice.
11. Changes to These Terms
We may update or modify these Terms at any time. Changes will be posted on this page, and continued use of the Site constitutes acceptance of the updated Terms.
12. Governing Law
These Terms shall be governed and interpreted in accordance with the applicable laws of your operating jurisdiction, without regard to conflict of law principles.
13. Contact Information
If you have questions about these Terms and Conditions, please contact us:
🌐 Website: https://www.ionik.sbs/